Retirement Calculator!
This pension calculator estimates the potential Pension and Lump Sum for NPS subscribers at maturity, factoring in monthly contributions, reinvestment for annuity purchase, and assumed rates for returns and selected annuity.
If you have an existing NPS account, please input the current corpus. If you do not have an existing corpus, input a zero.
Please enter a valid investment value between 0 and ₹5,00,00,000.
Enter current age between 18 and 70.Enter your current age (18–70)
Please enter your current age between 18 and 70.
Standard maturity age is 60.The retirement age in NPS is 60.
Please enter a valid retirement age between 30 and 60.
Input the amount you plan to invest monthly in the NPS account.
Please enter a valid monthly contribution between ₹500 and ₹10,000.
By what percentage do you plan to increase your monthly investment every year until retirement?
Please enter a valid annual increment between 1% and 100%.
Total Incremental Investment - ₹ 5,965,988
Input the estimated annual percentage growth of your pension fund until retirement.What is the average rate of return you expect on your NPS investment until retirement?
Please enter a valid rate of return between 1% and 50%.
What is the Income Tax rate currently applicable to you?
Please enter a valid income tax rate between 1% and 30%.
The minimum has to be 40% and the maximum is 100%
Please enter a valid annuity percentage between 40% and 100%.
Annuity Term 540 Month's
Please enter a valid expected rate of return between 1% and 50%.
Upto what age do you expect to live?
Please enter a valid expected terminal age between 70 and 100.
Status of your Pension account at retirement
Wealth generated for retirement incremental investments
₹ 14,015,252
Total Wealth generated for retirement. (including current NPS investment)
₹ 15,189,545
Incremental tax saving till retirement
₹ 1,789,797
Pension amount invested in Annuity plan:
₹ 6,075,818
Pension / Annuity per month post retirement
₹ 40,098
Disclaimer: The above calculator is for information purpose only and does not construe to be any investment, legal or taxation advice. Any action taken by you on the basis of the information contained herein is your responsibility alone and Tata Pension Management Pvt. Ltd. will not be liable in any manner for the consequences of such action taken by you. Please consult your financial advisor / tax consultant before investing..