Monsoon is a time for sowing—farmers plant seeds, knowing the rewards come later. Similarly, in retirement planning, what you invest today will pay off in the future.
NPS is like a financial field. Every contribution you make is a seed for a secure retirement. With its long-term, market-based approach, NPS helps your money grow steadily, like crops in a good monsoon.
Starting early with NPS gives your money more time to grow. Small, regular contributions today can build a larger pension tomorrow. The sooner you start, the more you’ll reap—whether you’re salaried, self-employed, or a government worker.
Farmers diversify crops to reduce risk, and NPS does the same. It lets you invest in equities, bonds, and corporate debt, creating a balanced portfolio that adjusts with age to protect your future.
NPS not only grows your future but also offers tax benefits under both old and new regimes. Under the old regime: Claim up to ₹1.5L under 80CCD(1) and upto ₹50,000 under 80CCD(1B).
Employer’s contribution (80CCD(2)): Deduction up to 10% of basic salary (old) and up to 14% (new regime).
Rains last a season, but early planning lasts a lifetime. Start your NPS journey today—wise investors plan early for a secure retirement.