Practical Tips and
Recommendations

Optimize contributions within the limits of Section 80 CCD (1), Section 80 CCD (1B) and Section 80 CCD (2). Consider the impact of tax regimes on overall tax liability.

Record Keeping: Ensure that you check and confirm your NPS contributions, employer contributions, and withdrawals.

Long-Term Planning: Plan contributions according to future financial goals and retirement cash flow needs.