Confidence se bhara har pal. Jaisa aaj, waisa kal
Let your worries about the future be a thing of the past.
More and more people are securing their retirement by opting for a pension plan
Industry AUM (In Crores)
203.40
Tata Pension Fund AUM (In Crores)
Tata Pension Fund Subscribers
Don’t let the fun stop!
Why do you need a pension plan?
Being financially independent is great, isn’t it? But an unprepared retirement can take that away.
Sustained lifestyle
Let’s face it, retirement calls for a major dip in the lifestyle. This happens when the steady, monthly income stops flowing.
Inflated expenses
While the overall inflation is 6%, some daily products like medicines, food and groceries, transport continue to be more and more expensive by the year at higher rates. The future rate of inflation is projected to be even higher.
Healthy living
Let’s face it, retirement calls for a major dip in the lifestyle. This happens when the steady, monthly income stops flowing.
The answer is always ‘Now!’
When should you start planning your pension?
The best time to start a retirement plan is the day you decide you want one. Because the later you start the more compounding gains you miss - the less you enjoy your retirement.
The philosophy of pension
A little perspective can go a long way.
30 – 30 – 30
Simply put, life is divided into 3 phases – The first 30 years to prepare for the next 30. And those 30 years to prepare for the next 30.
30 – 30 – 30
30 – 30 – 30
The first 30 years of our lives are conditioning and training. This comes through education, early jobs, and life experience. These mould us for the next 30 years to come.
The age of 31 to 60 is when our finances grow. We accumulate and generate funds for sustenance in this phase and also save it to stay prepared for the next 30 years.
The age of 60 to 90 is when you enjoy the fruits of your labour of the last 30 years. You use your accumulated and generated wealth to sustain. The better you plan between the age of 30 to 60, the better and more comfortable this phase will be.
NPS calculator
Think early. Think long term. Our NPS calculator does the math for you for you to plan better.
NPS
calculator
calculator
Current Age
Expected rate of return on NPS investment (%)
% of accrued corpus to be invested in annuity
Retirement Age
Monthly Contribution
Expected rate of return
- Wealth generated for retirement
- Lumpsum amount withdrawn at retirement
- Total tax saving
- Pension amount invested in annuity plan
- Pension / Annuity per month post retirement
Investing 5k/month
Compounding is king! Starting early gives your investments a great advantage. That means a larger pension for you.
Investing 5k/month
No Pension Plan Syndrome
Are you suffering from NPPS?
No Pension Plan Syndrome can cause dependency on loved ones, missing parties and shying away from new experiences due to lack of funds post-retirement. Are you likely to have this condition?
What is Tata NPS?
A pension plan that gives you the freedom of an unretired life.
Sponsored by the GOI, NPS (National Pension Scheme) is open for all Indian citizens. It is governed by the Pension Fund Regulatory & Development Authority.
Sponsored by the GOI, NPS (National Pension Scheme) is open for all Indian citizens. It is governed by the Pension Fund Regulatory & Development Authority.
Tax benefits
Planning tomorrow is rewarding today. Get tax benefits up to 9.5 lakhs annually.
Financial Discipline
Securing your own future is a great motivator. It develops the habit of investing and helps you stay disciplined with your finances.
Trust us. We’ve been around for a while.
Our legacy is our asset. Its benefits are for you.
150
years and going strong!
That’s how long Tata has been contributing to the development of India. We have introduced several financial firsts in the country. And that’s how we have always been a part of India’s future story. It’s now time for us to partner with you, as you write your future.
years in investment management
Myths belong to bed time stories. Not your finances.
Busting popular beliefs
You are never too young to think about retirement. The earlier you start, the more your investments compound and increase your chances of enjoying a good retired life.
This belief is no longer true. Tata NPS gives you the power to be in control of your pension.
Children may have their own lives to care for. Besides, a dignified living comes with being financially independent.
Health insurance comes with its limitations. Cover your retirement with Tata NPS.
Don’t let your retirement be on the back burner. Your retired life is important too. Plan for it early.
PPF is not the best but one of the better options available for retirement planning. However, PPF has its limitations with regards to tax deductions up to 1.5L only while NPS provides higher tax benefits if combined with Sec. 80 CCD(1) and (2). Also, NPS provides the potential to earn better returns over the long term.
Don’t fall for these myths. Start NPS.
Speak to the experts - us
We understand that you might need a walkthrough and guidance to understand NPS. Speak to our counselors for the right advice and best solutions.
